Privacy Policy
Effective Date: April 28, 2025 | Last Updated: April 28, 2025
1. Introduction
Welcome to Exchequer Finance ("Exchequer," "we," "us," or "our"). We provide a platform for projects to issue structured products and for users ("you," "your") to interact with these products via smart contracts on various blockchain networks. This Privacy Policy explains how we collect, use, disclose, and protect information related to your use of our website, platform, and services (collectively, the "Services").
2. Information We Collect
We may collect the following types of information:
- Information You Provide: This may include contact information (like email address if you sign up for newsletters or support), feedback, or other information you voluntarily provide.
- Blockchain Data: When you interact with our Services, particularly smart contracts facilitated through our platform, your transactions, public wallet address, token holdings, and other interactions are permanently recorded on the public blockchain. This data is inherently public and immutable. We collect and analyze this public blockchain data associated with interactions related to our platform.
- Usage Data: We may automatically collect information about how you access and use our website and Services, such as your IP address, browser type, device information, pages visited, time spent, and interaction patterns. We may use cookies, web beacons, and similar technologies for this purpose.
3. How We Use Information
We use the information we collect for purposes including:
- Providing, operating, and maintaining our Services.
- Facilitating your interaction with smart contracts and structured products.
- Analyzing usage trends and improving our Services.
- Communicating with you, including responding to inquiries and providing support.
- Monitoring the performance and security of our platform.
- Understanding user engagement with the structured products issued via our platform by analyzing public blockchain data.
- Complying with legal obligations and enforcing our terms.
- For research and development purposes related to decentralized finance and structured products.
Regarding Blockchain Data: You acknowledge and agree that all transactions and interactions you perform using smart contracts related to our Services are permanently recorded on public blockchains. This data is inherently public, and we, along with anyone else, can access and analyze this public data. Our use of this public data includes, but is not limited to, tracking the performance of structured products, understanding liquidity flows, and analyzing platform activity.
4. Data Sharing and Disclosure
We do not sell your personal information (like email addresses) to third parties. However, we may share information under certain circumstances:
- Public Blockchain Data: As mentioned, data recorded on the blockchain is public by nature.
- Service Providers: We may share information with third-party vendors who help us operate our Services (e.g., hosting providers, analytics providers).
- Legal Requirements: We may disclose information if required by law, regulation, or legal process, or to protect the rights, property, or safety of Exchequer Finance, our users, or others.
- Business Transfers: In connection with a merger, acquisition, or sale of assets, information may be transferred.
5. Data Security
We implement reasonable security measures to protect the information we control. However, no system is completely secure. We cannot guarantee the absolute security of your information. Interactions with smart contracts and blockchains carry inherent risks.
6. Data Retention
We retain information for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law. Blockchain data is permanent and cannot be deleted.
7. Your Choices and Rights
Depending on your jurisdiction, you may have certain rights regarding your personal information (e.g., access, correction). Please contact us to inquire about these rights. Note that rights related to deletion or modification do not apply to data permanently recorded on a public blockchain.
8. Third-Party Links
Our Services may contain links to third-party websites or services. We are not responsible for their privacy practices.
9. Children's Privacy
Our Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.
10. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on our website.
11. Contact Us
If you have questions about this Privacy Policy, please contact us at privacy@exchequer.fi.